Greg M. Glisczinski joined Citizens State Bank of Loyal in March of 1995. He grew up on his parents’ swine and dairy farm near Belle Plaine, MN and graduated from high school in 1972. Greg has a bachelor's degree from the University of Minnesota in Agricultural Education. He taught vocational agriculture for one year before joining Doboy Feeds as a nutritional consultant. Greg was in the nutritional consulting business for 18 years. Since joining the agricultural staff at Citizens State Bank of Loyal, Greg has developed computer software programs for analyzing financial information and cash flow projections for dairy farmers.  He is the primary contact with Farmer Mac and the secondary market for agricultural real estate mortgages. In addition to his expertise in agricultural lending, Greg gained approval for the bank to become a Preferred Lender with the U.S. Farm Service Agency and an Express Lender with the U.S. Small Business Administration. Greg lives in Neillsville with his wife Lisa.  They have 3 sons, David, Patrick and Bradley.  He is involved in the local Lions organization, Knights of Columbus, and the 4-H and FFA Livestock Sale at the county fair.  Greg is serving on the economic development board for Clark County and the planning commission for the city of Neillsville.  Hobbies include gardening, hiking and biking, stalking monstrous bucks, pursuing wily turkeys and angling elusive walleyes.
Email: gglisczinski@csbloyal.com

Darla M. Sikora is an Agricultural Loan Officer at Citizens State Bank of Loyal, and the Executive Vice President.  Raised on a small farm near Stevens Point, Darla knew early in life that she wanted to pursue a career in Agriculture. In high school she was vice president of the Stevens Point Chapter of the FFA and a member of the Wisconsin Junior Dairymen Association. In college Darla was selected for membership in Alpha Zeta National Honorary Agricultural Fraternity. After receiving a degree in Agricultural Business from the University of Wisconsin–River Falls, she spent 18 years working with dairy producers as a Dairy Nutrition and Management Consultant with Purina Mills. In 2004 Darla completed the Agricultural Credit School at Iowa State University. She is in her final year of the Graduate School of Banking at the University of Wisconsin-Madison.  Darla is on the Board of Directors for the Upper Midwest Agricultural Credit Council.  Knowing the importance of good, sound financial decision-making and how it relates to bottom-line profits on dairy farms, Darla's main objective is the continued success of Wisconsin’s dairy industry.
Email: dsikora@csbloyal.com

Jack Ourada joined Citizens State Bank of Loyal as an Agricultural Loan Officer in the summer of 2005.  Jack offers credit and financial services to dairy producers in eastern Wisconsin where he is located, working out of an office in Appleton.  Jack has an extensive background in agriculture and agricultural finance.  He grew up on a farm in the Antigo area where he   participated 4-H and FFA.  Jack has a degree in Agricultural Business from the University of Wisconsin - River Falls.  He is a member of Alpha Gamma Rho Fraternity.  Jack has more than 30 years of experience in Farm Credit Associations where he served as President/CEO in Northeast Wisconsin.   Jack has been involved with many agricultural and community groups, both locally and statewide.  Jack and his wife Linda live in Appleton.  They have 3 grown children and 7 special grandchildren.  Jack enjoys the cottage, fishing, gardening, helping his kids and traveling with Linda.
Email: jpourada@new.rr.com