Agricultural Loan Officers

 

Our experienced ag lending team is always available to meet and discuss agricultural opportunities with you.  As your local bank, we offer the advantage of local decision making for quick turnaround.  Your needs are our priority.  We want to be sure that you get the most out of your banking relationship.

 

Meet our agricultural banking team…..

 

 

Darla M. Sikora is an Agricultural Loan Officer at Citizens State Bank of Loyal, and the Executive Vice President.  Raised on a small farm near Stevens Point, Darla knew early in life that she wanted to pursue a career in Agriculture.  In high school she was vice president of the Stevens Point Chapter of the FFA and a member of the Wisconsin Junior Dairymen Association.  In college Darla was selected for membership in Alpha Zeta National Honorary Agricultural Fraternity.  After receiving a degree in Agricultural Business from the University of Wisconsin-River Falls, she spent 18 years working with dairy producers as a Dairy Nutrition and Management Consultant with Purina Mills.  In 2004 Darla completed the Agricultural Credit School at Iowa State University.  In 2009 she completed the Graduate School of Banking at the University of Wisconsin-Madison.  Darla is the President-Elect of the Upper Midwest Agricultural Credit Council.  Knowing the importance of good, sound financial decision-making and how it relates to bottom-line profits on dairy farms, Darla’s main objective is the continued success of Wisconsin’s dairy industry.  Contact Darla at dsikora@csbloyal.com.  NMLS# 635649

 

 

Gregory M. Glisczinski joined Citizens State Bank of Loyal in March of 1995.  He grew up on his parents’ swine and dairy farm near Belle Plaine, MN and graduated from high school in 1972.  Gregory has a bachelor’s degree from the University of Minnesota in Agricultural Education.  He taught vocational agriculture for one year before working with a Midwestern feed company as a nutritional consultant.  Greg was in the nutritional consulting business for 18 years.  Since joining the agricultural staff at Citizens State Bank of Loyal, Gregory has developed computer software programs for analyzing financial information and cash flow projections for dairy farmers.  He is the primary contact with Farmer Mac, the secondary market for agricultural real estate mortgages.  In addition to his expertise in agricultural lending, Gregory gained approval for the bank to become a Preferred Lender with the U.S. Farm Service Agency and an Express Lender with the U.S. Small Business Administration.  Greg lives in Neillsville with his wife Lisa.  Their 3 sons, David, Patrick and Bradley have all earned their undergraduate degrees from the University of Wisconsin in Madison.  He is involved in the local Lions organization, Knights of Columbus, and the 4-H and FFA Livestock Sale at the county fair.  Gregory is serving on the Economic Development Board for Clark County and the Planning Commission for the city of Neillsville.  Hobbies include gardening, hiking, biking, stalking monstrous bucks, pursuing wily turkeys and angling elusive walleyes.  Contact Greg at gglisczinski@csbloyal.com.  NMLS# 635652