Agricultural Loan Officers


Our experienced ag lending team is always available to meet and discuss agricultural opportunities with you.  As your local bank, we offer the advantage of local decision making for quick turnaround.  Your needs are our priority.  We want to be sure that you get the most out of your banking relationship.


Meet our agricultural banking team…..



Darla M. Sikora is an Agricultural Loan Officer at Citizens State Bank of Loyal, and the Executive Vice President.  Raised on a small farm near Stevens Point, Darla knew early in life that she wanted to pursue a career in Agriculture.  In high school she was vice president of the Stevens Point Chapter of the FFA and a member of the Wisconsin Junior Dairymen Association.  In college Darla was selected for membership in Alpha Zeta National Honorary Agricultural Fraternity.  After receiving a degree in Agricultural Business from the University of Wisconsin-River Falls, she spent 18 years working with dairy producers as a Dairy Nutrition and Management Consultant with Purina Mills.  In 2004 Darla completed the Agricultural Credit School at Iowa State University.  In 2009 she completed the Graduate School of Banking at the University of Wisconsin-Madison.  Darla is the President-Elect of the Upper Midwest Agricultural Credit Council.  Knowing the importance of good, sound financial decision-making and how it relates to bottom-line profits on dairy farms, Darla’s main objective is the continued success of Wisconsin’s dairy industry.  Contact Darla at  NMLS# 635649



Gregory M. Glisczinski joined Citizens State Bank of Loyal in March of 1995.  He grew up on his parents’ swine and dairy farm near Belle Plaine, MN and graduated from high school in 1972.  Gregory has a bachelor’s degree from the University of Minnesota in Agricultural Education.  He taught vocational agriculture for one year before joining Doboy Feeds as a nuturitional consultant.  Gregory was in the nutritional consulting business for 18 years.  Since joining the agricultural staff at Citizens State Bank of Loyal, Gregory has developed computer software programs for analyzing financial information and cash flow projections for dairy farmers.  He is the primary contact with Farmer Mac, the secondary market for agricultural real estate mortgages.  In addition to his expertise in agricultural lending, Gregory gained approval for the bank to become a Preferred Lender with the U.S. Farm Service Agency and an Express Lender with the U.S. Small Business Administration.  Gregory lives in Neillsville with his wife Lisa.  Their 3 sons, David, Patrick and Bradley are either graduated or working on their degrees from the University of Wisconsin in Madison.  He is involved in the local Lions organization, Knights of Columbus, and the 4-H and FFA Livestock Sale at the county fair.  Gregory is serving on the economic development board for Clark County and the planning commission for the city of Neillsville.  Hobbies include gardening, hiking, biking, stalking monstrous bucks, pursuing wily turkeys and angling elusive walleyes.  Contact Gregory at  NMLS# 635652


Eric Nottestad 2


Eric M. Nottestad joined Citizens State Bank of Loyal in April of 2014.  He was raised on a 45 cow dairy farm near Westby, WI and graduated in 1981 from Westby.  Eric, and his bride of 27 years were dairy farmers for 15 years before getting into banking in 1999.  They have three wonderful daughters, two are grown and married, and the youngest is in college.  The oldest is a lender, the middle one works as a county conservation technician, and the youngest is looking to be an agronomist or horticulturist.  Eric has been an active member of the Westby community and plans to be just as active in the Marshfield area.  He has been on the Westby-Christiania Fire department for 15 years, and the Vernon County Hazardous Materials Response Team for 13 years.  He served as a past board member for Vernon Economic Development Association, served on Westby city council, and has served on church council for Our Saviors Lutheran Church in Westby.  He is a graduate of the University Wisconsin – LaCrosse with a degree in Finance, and the University of Wisconsin-Madison Graduate School of Banking.  Eric is a business and agricultural lender with CSB full time, and drives milk truck part time on the weekends for various haulers if they need some time off.  His hobbies are anything Farmall (If it Ain’t Red, leave it in the Shed), and hunting Walleyes in Canada.  The move to Marshfield gets Jean and Eric (just say Generic) closer to their daughters and their grandchild (hopefully GRANDCHILDREN someday!).  Contact Eric at  NMLS#440341