Julie Abel took over as our resident Board expert on dairy farming in 2002.

Julie and her husband Perry, own an 865 acre dairy farm and milk 300 cows.  They have been farming  a quarter century and have quadrupled the orginal size of the operation. 

Julie serves as Treasurer for Trinity Lutheran Church.











Alan Billings is our longest serving Board Member having been first elected in 1987.

Alan is a 1982 graduate of Valparaiso University Law School and began practicing in Loyal that same year.  In 1993, he joined Clyde Wynia’s law firm in Marshfield, purchasing the firm known as Wynia and Billings, S.C. upon Clyde’s retirement in 1998. 

Much of Alan’s time is devoted as Trustee and Chair of Internal Operations of the Marshfield Area Community Foundation.  He also serves on the St. Anthony’s Parish Finance Council.











Travis Holt current Citizens State Bank of Loyal President and CEO, joined the Bank in 2002.

Travis graduated from UW-Madison with a degree in Agricultural Education, earned a Masters in Agribusiness from Kansas State University and completed the Graduate School of Banking at UW-Madison.

He manages Citizens Financial Services where he is a Registered Representative with LPL Financial in which he carries a Series 7, Series 63, and Series 65 Securities licenses.











Wayne Kuhl accepted a position on the Board in 1996.

Wayne originally took over a John Deere Dealership started by his father in Granton.  He later sold this dealership to Kohel Equipment, now known as Tractor Central, and opened a used tractor and implement dealership called Kuhl Equipment.  Wayne grain farms more than 1,600 acres and has always been a supporter of the Granton FFA and Alumni.

In his limited spare time, he uses his pilot’s license to fly his antique Piper Cub.










Thomas Roth was elected to the Board in 2001.

Tom is a Loyal native who, along with his two brothers, took over Roth Manufacturing, a business started by his father.  Roth Manufacturing, in business over 55 years, makes a variety of farm implements and tools and started by building conveyors and elevators.  Tom, along with his brother, Tony, formed TR Metal Crafters in 1979.  Today they build spreaders and other tools for hobby farms and continue to develop niche products for the evolving farm industry.










Wayne Short joined the Board in 2007.

Wayne recently retired from Mink Ranching and still owns the family farm known as Short’s Fur Farm.  He is also founder of B&W Developers, Inc., which currently owns rental properties and retired as a Warrant Officer after 29 years in the Army National Guard.

Wayne is on the American Legion Post 73 Facility Board.  He enjoys flying and maintains his commercial Pilot rating.










Gary Sipiorski has been a Board member since 1996. 

After graduating from UW-River Falls, he spent the first 19 years of his professional career with Purina as a nutritionist and regional salesperson.  He joined Citizens State Bank of Loyal as an Agricultural Loan Officer in 1991 and served as the Bank’s President from 2002 to 2008. 

Gary has served as Director for the Independent Community Bankers of America and Chair of their Ag and Rural Development Committee.  He is currently employed as the Dairy Development Manager for Vita Plus Corporation in Madison, WI, speaking across the United States on dairy economics and policy issues.








Gary Weirauch former Citizens State Bank of Loyal CEO has served on the Board of Directors since 1989 and as Chairman of the Board the last 20 years.

Gary also serves as Vice Chair of the Regional Business Fund, a seven county economic development corporation, Treasurer of the Loyal Industrial Development Corp. and Clark County Humane Society, and director of the Neillsville Library Foundation. 

Weirauch was named Banker of the Year by The Community Bankers of Wisconsin in 1998.