Business Deposit Products
| CSB Free Ag Checking | CSB Small Business Checking |
CSB Business Checking |
CSB Business Checking Plus | CSB Business Money Market | |
| Eligibility |
Must Be An Active Farmer |
Businesses Organizations Municipalities Trusts Governmental Units |
Businesses Organizations Municipalities Trusts Governmental Units |
Sole Proprietorships Non-Profit Organizations Municipalities Governmental Units |
Businesses Organizations Municipalities Governmental Units |
| Required Balance |
$100 Required To Open Account |
$100 Required To Open Account | $1,000 Required To Open Account | $100 Required To Open Account | $1,000 Required To Open Account |
| Earnings Credit | Not Available | Not Available |
Yes Rate is established periodically by the Bank |
N/A | N/A |
| Uncollected Funds Usage Charge | None | Prime + 2% | Prime + 2% | Prime + 2% | Prime + 2% |
| Interest Calculation | N/A | N/A |
N/A |
Interest Calculated on 365 day basis on daily collected funds balance Rate is established periodically by the Bank Interest creditied and fees charged to your account monthly |
Interest Calculated on 365 day basis on daily collected funds balance Rate is established periodically by the Bank Interest credited and fees charged to your account monthly |
| Monthly Maintenance Fee | None | None | $10 | $10 | $14 |
| Method To Avoid Maintenance Fee | N/A | N/A | Maintenance of $1,000 minimum daily balance | Maintenance of $5,000 minimum daily balance | Maintenance of $1,000 minimum daily balance |
| Per Item Fees | N/A |
100 Transactions Free $.30 per debit over 100 All Deposits Free |
Check/Debit/ACH Debit $.16 each Per item deposited not drawn on us /ACH credit $.07 each On-Us Deposits Are Free |
100 Transactions Free $.30 per debit over 100 All Deposits Free |
Transfers from a CSB Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per monthly statement cycle. An excess transaction fee of $5.00 will be charge for each debit transaction in excess of six during a statement cycle. |
Disclosures Regarding Electronic “Wholesale Credit” Transactions
