Business Deposit Products

  CSB Free Ag Checking CSB Small Business Checking

CSB Business Checking

CSB Business Checking Plus CSB Business Money Market
Eligibility

Must Be An Active Farmer

Businesses

Organizations

Municipalities

Trusts

Governmental Units

Businesses

Organizations

Municipalities

Trusts

Governmental Units

Sole Proprietorships

Non-Profit Organizations

Municipalities

Governmental Units

Businesses

Organizations

Municipalities

Governmental Units

Required Balance

$100 Required To Open Account

$100 Required To Open  Account $1,000 Required To Open Account $100 Required To Open Account $1,000 Required To Open Account
Earnings Credit Not Available Not Available

Yes

Rate is established periodically by the Bank

N/A N/A
Uncollected Funds Usage Charge None Prime + 2% Prime + 2% Prime + 2% Prime + 2%
Interest Calculation N/A N/A

N/A

Interest Calculated on 365 day basis on daily collected funds balance

Rate is established periodically by the Bank

Interest creditied and fees charged to your account monthly

Interest Calculated on 365 day basis on daily collected funds balance

Rate is established periodically by the Bank

Interest credited and fees charged to your account monthly

Monthly Maintenance Fee None None $10 $10  $14
Method To Avoid Maintenance Fee N/A N/A Maintenance of $1,000 minimum daily balance Maintenance of $5,000 minimum daily balance Maintenance of $1,000 minimum daily balance
Per Item Fees N/A

 100 Transactions Free $.30 per debit over 100

All Deposits Free

Check/Debit/ACH Debit $.16 each

Per item deposited not drawn on us /ACH credit $.07 each

On-Us Deposits Are Free

100 Transactions Free $.30 per debit over 100

All Deposits Free

Transfers from a CSB Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per monthly statement cycle.

An excess transaction fee of $5.00 will be charge for each debit transaction in excess of six during a statement cycle.


Disclosures Regarding Electronic “Wholesale Credit” Transactions