Since 1983, when time deposit rates were deregulated and minimum deposit requirements were lowered, Certificates of Deposit have been enormously popular investment accounts with consumers. CDs at Citizens State Bank of Loyal have a minimum deposit amount of $1,000.00 and terms range from 6 months up to 48 months. CDs in the minimum amount of $10,000.00 can have terms starting at 91 days up to 60 months. All Certificates of Deposit are FDIC insured.

For current rates, contact one of our qualified personnel at any of our three locations.