Citizens Financial Services (CFS) is the agribusiness consulting division of Citizens State Bank of Loyal. CFS provides services in agribusiness financial planning, budgeting and forecasting, dairy feasibility studies, and commodity market planning and consulting. The division is managed by Travis Holt, who has more than 10 years of experience in commodity marketing and agribusiness financial planning.

For more information, please contact Travis Holt at 715-255-8526 or tholt@csbloyal.com.