Chartered in 1909 Citizens State Bank of Loyal is an independent, community bank. We are customer-focused, customer-driven, community-owned and community-minded.

Our specialty is financing dairy businesses both because of our knowledge in that area and because of the dairy industry’s importance to us all. We finance dairy farms and agribusinesses not only on a county level but on a statewide basis.

Our full-service, Bauer Financial 5-Star Superior rated bank places an equal focus on providing adequate yields to depositors, and fair and competitive rates to borrowers.

We welcome the opportunity to serve customers throughout the state of Wisconsin.