Key Club
 The Citizens State Bank of Loyal “Key
Club” is an exciting bank program designed for anyone who has
celebrated at least 50 birthdays. As a Key Club member you can
become actively involved in our travel and social events. You will
receive a quarterly newsletter which features a listing of our
trips, educational tidbits, and information on lifestyle benefits.
You also become eligible for the monthly club drawing. Key Club
members can take advantage of special banking privileges. There are
two membership divisions to choose from. You decide which best fits
your lifestyle, the Silver Key or the Gold Key membership.
Silver Club
Membership Requirements
Must maintain ONE service which
includes:
$50,000 Personal, Residential or
Business Loan
Or
$50,000 Investment Account or
Certificate of Deposit
Or
Two services which may include:
Active Checking Account
Savings Account or HSA Account ($2,000
minimum)
IRA Account ($5,000 minimum)
Certificate of Deposit ($10,000
minimum)
Loan or Investment Account ($25,000
minimum)
Or
Three services which need to be
active but require no minimum balances. The third service may
include Tax Service by Citizens Accounting
Gold Club
Membership Requirements
Must maintain
ONE service which includes:
$100,000 Personal,
Residential or Business Loan
Or
$100,000 Investment
Account or Certificate of Deposit
Or
Three Services
which may include:
Active Checking
Account
Savings, HSA or IRA
Account ($10,000 minimum)
Certificate of
Deposit ($25,000 minimum)
Investment Account
($50,000 minimum)
Loan Account
($50,000 minimum)
Completion of
Business or Personal Tax Return by Citizens Accounting
Member Rewards
Silver Club
Gold Club
Checking Account.......................Free
Personal.........................Free NOW
ATM/Debit Card.........................Free......................................Free
Checks (200/order)...................Safety
Checks Free..................Any Design Free
Safe Deposit Box........................25%
Discount.........................Free
Check Imaging...........................Free......................................Free
Notary Service...........................Free.......................................Free
Money Orders............................Free.......................................Free
Stop Payments..........................Regular
Charge........................Free
Check Certification.....................Regular
Charge........................Free
Personal Photocopies.................Free.......................................Free
Personal Domestic Fax Service....Regular
Charge........................Free
Personal Laminating...................Regular
Charge........................Free
Overdraft Charges.....................Regular
Charge......................."Yearly Mulligan"
All Domestic Travel Opportunities...Regular
Price.........................10% Discount
Educational/Informational Gatherings..Free...............................Free
Luncheons, Picnic, Christmas Party
(Free or may have a minor reservation charge)
Quarterly Newsletter..................Free........................................Free
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