Consumer Loans

When you are in need of money, Citizens State Bank of Loyal is here to help.  Whether you are buying a new home or remodeling your current one, buying a car or need money for college tuition, we have the loan that’s right for you.  Our personal and friendly service will make your borrowing experience a satisfying one.  Let our experienced lenders structure a loan that meets your needs. Our program necessitates the completion of a Short-Form Consumer Loan Application and a Financial Statement.  A Credit Report will be performed and analyzed.  There is quick approval time on our Consumer loans.  We offer Credit Life and Disability Insurance.  All decision making and underwriting is handled locally.

Meet Our Lenders


Rick Szymanski
Vice President Residential/Consumer Lender 
Loyal Office
715.255.8526
MLO# 617503

Bonnie Bartz
Vice President/Branch Manager
Granton Office
715.238.7169
MLO# 617501
Darlene Zschernitz
Vice President/Branch Manager
Neillsville Office 
715.743.7494
MLO# 617502
Heather Beiler
Vice President/Branch Manager 
Spencer Office
715.659.5159
MLO# 758186

 

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Citizens State Bank of Loyal is committed to the growth and development of the communities we serve.  Our experienced lenders are ready to provide you with a personal, friendly service to develop a loan package that meets your financial objectives.  As a locally owned bank, all lending decisions are made locally by individuals that understand our customers and are dedicated to helping them prosper.