Certificates of Deposit

Invest for the future safely and with a competitive return. A Certificate of Deposit (CD) enables you to earn a higher interest rate than most interest-bearing accounts because you agree to keep your money on deposit for a specific time period.  We offer a full range of Certificates of Deposit to meet your needs.

Account Features

  • Terms from 91 days to 5 years
  • Interest accrues daily on principal balance
  • Flexible interest payment options
  • Interest may be added to the CD, directly deposited into another Citizens State Bank of Loyal account or paid by check
  • Automatically renewable after 10 day grace period
  • Notice mailed 10 days prior to maturity
  • Penalties for early withdrawal
  • Contact Us

    If you have further questions, please contact any of Citizens State Bank of Loyal locations for assistance.