Savings Accounts
| CSB Savings | IRA Savings |
Coverdell Education Savings |
Health Savings Account | Christmas Savings | |
| Features | Basic Savings Account | A Safe & Easy Way to Save For Retirement | A Safe & Easy Way To Save For College | Tax-Advantaged Way To Pay Medical Expenses | The Easy Way To Save For Holiday Shopping |
| Amount To Open | $10 | $200 | $200 | $100 | $10 |
| Interest Earned | Yes | Yes | Yes | Yes | Yes |
| Interest Calculation | Interest Calculated Daily. Interest Compounded Quarterly. | Interest Calculated Daily. Interest Compounded Quarterly. | Interest Calculated Daily. Interest Compounded Quarterly. | Interest Calculated Daily. Interest Compounded Quarterly. | Simple Interest Calculated Daily & Paid Annually. |
| Monthly Maintenance Charge | $1 | No | No | $3 | No |
| Maintenance Charge Waived | Maintain Minimum Daily Balance of $100 | N/A | N/A | No | N/A |
| Savings Overdraft Transfers | N/A | N/A | N/A | N/A | N/A |
| Other Features |
Monthly Maintenance Fee Waived For Account Holders 17 Years of Age & Younger. Maximum of six debit transactions per cycle. $5 fee will be applied to all debit transactions in excess of six. |
$25 Close-Out Fee. May also use CD’s in the plan. |
Interest & Principal Balance Paid Annually In October. Interest is forfeited for early withdrawal. |
