Mortgage Products

Citizens State Bank of Loyal has helped people achieve their dreams of homeownership.  Our experienced loan officers can help with any mortgage need you have, whether you’re a first-time home buyer, looking to move into a different home, looking to refinance, or about to build a home.  Citizens State Bank makes the loan process easier.  For unmatched service from a friendly knowledgeable staff, consider Citizens State Bank of Loyal

Meet Our Lenders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

                    Rick Szymanski                                                                                                       Bonnie Bartz
Vice President & Residential/Consumer Lender                                                     Vice President/Branch Manager
                      Loyal Office                                                                                                         Granton Office
                    715.255.8526                                                                                                         715.238.7169
                    MLO# 617503
                                                                                                        MLO# 617501

 

 

 

 

 

 

 

 

   

 

 

 






                Darlene Zschernitz                                                                                                      Heather Beiler

     Vice President/Branch Manager                                                                            Vice President/Branch Manager
                   Neillsville Office                                                                                                        Spencer Office
                   715.743.7494                                                                                                            715.659.5159

                   MLO# 617502                                                                                                           MLO# 758186  
 

  

 

Mortgage Programs

Citizens State Bank of Loyal offers many types of home loans to fit your needs.  We want to work with you; whether you are building a home, purchasing a home or refinancing.  We are here to help you with the process and want this to be an enjoyable and exciting time in your life.

We Offer:

Conventional Fixed Rate Loans                                           Fixed Rate Loans

Conventional Adjustable Rate Loans                                 Construction Loans

Home Equity Loans                                                                 Home Equity Lines of Credit Loans

Rural Development/USDA                                                     WHEDA Mortgages

 

If you are ready to take the next step, please give us a call at 800.599.8399.  We’d be happy to meet with you at any of our convenient locations.